A bond to indemnify an employer or business for loss due to embezzlement, larceny, or gross negligence by an employee or other person holding a position of trust. — Also termed blanket bond. [Cases: Insurance 1014, 2400. C.J.S. Insurance §§ 8, 1075.]
fidelity bond 诚实保证；忠诚保险合同 对政府官员或公司职员的个人诚信给予保证，对因其盗用资金或疏于职守造成的损失提供赔偿。可承保部分或全部人员。(→fidelity and guaranty insurance)
blanket fidelity bond 总括忠诚保证保险 承保因雇员不诚实所带来的损失，包括雇员的伪造行为和欺诈性交易等风险事故。
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blanket bond 一揽子保险合同 该保险合同为整个的某一类人的行为提供保险。尤指涉及公司全体僱员或从事某一工种之全体僱员的忠诚保险合同〔fidelity bond〕。如信件投递服务部门就可以获得一份一揽子保险合同，对其中任何一位邮件投递员盗窃客户邮包的行为提供保险。
fidelity and guaranty insurance 忠诚和保证保险 保险人收取合理保险费，同意承保在特定条件下投保人因特定人的不忠实或失职所受损失的险种。广义而言，保证保险〔guaranty insurance〕包括信用保险〔credit insurance〕、所有权保险〔title insurance〕及各种形式的担保书〔surety bonds〕。该险种兼有保险与担保两种性质。如投保人在签订合同时怠于向保险人告知有关其僱员在缔约前及保险单有效期内可能发生的不忠实行为，则保险人可以解除保险合同。但并不要求投保人报告其僱员与道德堕落无关的不当行为，如无特别约定，也不要求投保人对保险人负监管有关僱员行为之责。亦写作「fidelity guaranty insurance」、「fidelity insurance」、「surety and fidelity insurance」。
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A bond combining the features of a fidelity and a surety bond, securing both payment and performance.
brokers’ blanket bond 经纪人总括保证书 一种忠诚保险合同〔fidelity bond〕，旨在保证经纪人不因僱员的欺诈或欺骗〔fraud or dishonesty〕而受损。
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Intent that is apparent or obvious based on the available circumstantial evidence, even if direct evidence of intent is not available. • For example, some fidelity bonds cover an employer’s losses caused by an employee’s dishonest or fraudulent acts committed with a manifest intent to cause a loss to the employer and to obtain a
notice as soon as practicable 一旦实际可能时便立刻通知 这是要求被保险人或受忠诚保险契约〔fidelity bond〕所保护的人在发现损失后的合乎情理的时间内所作的通知。
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fraud or dishonesty 诈欺或不诚实 在忠诚保险〔fidelity bond〕中导致保险责任发生的行为，该行为不包括犯罪。
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